Staying in that dead-end job means continued financial mediocrity for the rest of your life. If you want to make more money, you have to do something about it, and that’s why entrepreneurship is so attractive. Anyone who says it’s easy is lying, but the payoff can potentially be life-changing. But still, the risk of losing a steady paycheck at first, or perhaps not taking home as much in the beginning, scares too many people away.
Here are five steps to overcome the fear.
1. Change your approach to money
Driven by the fear of loss and uncertainty of the future, the masses focus on how to protect and hoard their money. Stop looking at money in terms of short-term survival and start thinking about long-term success.
We’ve been conditioned to see money as a necessary evil, and most people have a dysfunctional and adversarial relationship with it. Money is not the enemy, but one of your greatest allies and friends. Start looking at money in positive terms for what it really is: freedom, opportunity, possibility, and abundance.
2. It’s not about jobs, but outstanding performance
Generally speaking, the slowest path to prosperity is punching a time clock. The truth is, having a job is no safer than owning a business. As counterintuitive as this may seem, people who work for themselves have the power to proactively seek out business and increase revenues at will.
While the middle class is attracted to jobs for safety, top-performing entrepreneurs know the only safety any service or product provider has lies in their ability to perform. No matter who signs your paycheck, your financial success will always be based on the level of service you provide and how many people you provide it to.
3. Stop striving for comfort
The primary goal of the middle-class mindset is comfort. If you want to make it at an uncommon level, the need for comfort can be devastating. You have to learn to be comfortable while operating in a state of ongoing uncertainty.
The great ones know there’s a price to pay for making it big, but if they have the mental toughness to endure temporary pain, they can reap the harvest of abundant wealth. It’s not always comfortable to forge ahead when the world around you is negative, cynical, and unsupportive, yet the great ones push forward and are rewarded for the rest of their lives.
4. It’s shrewd to be optimistic
Most people don’t expect much because they don’t want to be disappointed. Instead, take on an optimistic approach to business and life. The great ones believe everything they touch will turn to gold, and when it doesn’t, they believe their next idea will. Optimism is the psychological insulator that keeps them moving no matter how often they fail.
In fact, many of the most successful people have failed so many times you could label them ‘professional failures.’ They use failure as a stepping stone to their next success. Their true power rests in their optimism.
5. Start to see money as an infinite resource
The average person believes there’s a limited amount of money, and that they need to struggle and fight for their share before someone else gets it. They live in a world where they believe money is hard to earn and even harder to keep.
Start to occupy the other side of the spectrum. Start to understand that money flows from ideas, and since ideas are limitless, money is limitless. While the masses are directing their mental energy toward grabbing as much money as they can, the great ones are focused on creating new ideas that have the potential of generating abundant wealth.
If you want to change your life, your job, and ultimately the size of your bank account, become an entrepreneur. Put aside the limiting beliefs you have about money and stop operating from fear and scarcity. You have nothing to lose; only everything to gain. Freedom from financial worry and a better living is much closer than you think.
Steve Siebold is the author of “How Rich People Think” and a self-made multi-millionaire who has interviewed more than 1,200 of the world’s wealthiest people over the past 30 years.
This article first appeared in Business Insider